The Rate At Walmart s Checkout Points Use Payment Cards...

Use of payment cards at stores. For my ethnography project, I chose to study and compare the rate at which shoppers at Walmart’s checkout points use payment cards to cash. For the purpose of this paper, I will refer to the people as shoppers, and medium of exchange to represent payment cards and cash. The main focus of this ethnography is to compare two media of exchange at checkout points. (Wicksell [1906] 1967, p. 17) defined a means of payment, as â€Å"an object used to pay for purchases and settle debts, and a general means of payment, which is an object that can always be used to pay for any purchase or settle any debt†. How fast is it to check out when payment cards are used compared to when cash is used at checkout points? Although the medium of exchange is the main focus of the ethnography; type of checkout and gender roles also play very important roles when using or choosing a medium of exchange. Advantages of using payment cards †¢ It’s convenient to use in a wide variety of places – in stores, on the phone or online. †¢ You can better manage your budget using your monthly statement with the details of all of your purchases. †¢ It is safer than carrying a lot of cash. †¢ You can use it as either debit or credit cards. †¢ When used, you may not be debited immediately, payments can be made in instalments depending on the bank. †¢ You are not responsible for charges if your card is stolen as long as you report it immediately. †¢ You can build your credit history. †¢ You canShow MoreRelatedElectronic Forms Of Payment Cards1742 Words   |  7 PagesPAYMENT CARDS INTRODUCTION Payments system all over the world has experienced a period of dramatic change. Consumers, businesses, and government are moving away from paper checks and towards electronic forms of payment. Technological advances and competitive forces are fundamentally altering the payments landscape, with important implications for efficiency, safety, and access. A payment card is a device (embossed plastics) that enables its owner (the cardholder) to make a payment by electronicRead MoreOvercoming Shyness6824 Words   |  28 Pagescertain software programs that run the main functions of an e-commerce Web site, including product display, online ordering, and inventory management. The software resides on a commerce server and works in conjunction with online payment systems to process payments. Since these servers and data lines make up the backbone of the Internet, in a broad sense, e-commerce means doing business over interconnected networkstimes. Then, (Electronic-COMMERCE) selling products onlineRead MoreAnalysis Of Utterback And Abernathy s Life Cycle Model2762 Words   |  12 Pagesconsidered the entire system of contactless payments including both hardware and software and the electronic devices required for these types of transactions which include the NFC enabled mobile phone and payment terminal. Mobile device enabled contactless payment technology is still in its infancy with Google Wallet coming as the first major player in 2011 (Carter, Faulkner, 2014). Companies like Proxama ®, who creates systems that enable mobile contactless payment methods, are evidence that the technologyRead MoreSelf Service28523 Words   |  115 PagesELECTRONIC SELF-CHECKOUT SYSTEM VS CASHIER OPERATED SYSTEM: A PERFORMANCE BASED COMPARATIVE ANALYSIS by Gregory E. Opara-Nadi A Dissertation Presented in Partial Fulfillment Of the Requirements for the Degree Doctor of Philosophy Capella University May, 2005  ©Gregory Opara-Nadi, 2005 ELECTRONIC SELF-CHECKOUT SYSTEM VERSUS CASHIER OPERATED SYSTEM: A PERFORMANCE BASED COMPARATIVE ANALYSIS by Gregory E. Opara-Nadi has been approved May 2005 APPROVED: JIM MIRABELLA, D.B.A., Faculty MentorRead MoreMy First Child By Anne Smith Essay2398 Words   |  10 Pagesis 1990 and online shopping doesn t even exist yet. You get in your car and drive to your local specialized baby store. You are looking for a stroller that is durable yet one that can be easily stored away. You find a stroller you like but are hesitant in buying it because the price is a little much. You leave the store without purchasing the stroller and drive to the next store where you find a bit cheaper stroller, but you don t purchase it in hopes of finding a stroller that is a bit moreRead MoreTarget Strategic Audit Essay15491 Words   |  62 PagesCorporation’s performance in a detailed strategic audit. The audit includes an external, internal and strategic analysis as well as a recommended cou rse of action. The findings of the audit recommend a robust on-line/mobile presence to complement in-store sales, and to increase future earnings to remain competitive by building upon physical assets, brand value and logistical capabilities. The external analysis reveals that Target Corporation must address the threat of a growing online and mobile commerceRead MoreOnline Mobile, Laptop And Ipad Shopping6086 Words   |  25 Pages (Level 7) Supervisor: Saud Altaf Contents Introduction and problems statement 3 1.1 Case study: 3 1.2 Problem Statement: 4 1.3 Objectives: 5 1.3.1 Deals: 5 1.3.2 Authorized: 5 1.3.4 Payment: 5 1.3.5 Supply: 5 1.3.6 Archives: 5 1.4 FEASIBILITY STUDY: 6 1.4.1 Technical Feasibility: 6 1.4.2 Economic Feasibility: 6 1.4.3 Operational Feasibility: 6 1.5 Resource: 7 1.6 Online shopping: 7 1.6.1Types of online shopping – 7 1.6.2 Advantage ofRead MoreCrm in Supermarkets30832 Words   |  124 PagesEB 2003-02 February 2003 FOOD INDUSTRY MANAGEMENT CORNELL U N I V E R S I T Y Customer Relationship Marketing (CRM) in the U.S. Supermarket Industry: Current Status and Prospects Gerard F. Hawkes Senior Extension Associate Food Industry Management Program Department of Applied Economics and Management College of Agriculture and Life Sciences Cornell University, Ithaca, NY 14853-7801 Teaching †¢ Research †¢ Executive Education IT IS THE POLICY OF CORNELL UNIVERSITY actively to supportRead MoreWalmart In 200311485 Words   |  46 PagesJANUARY 30, 2004 PANKAJ GHEMAWAT STEPHEN BRADLEY KEN MARK Wal-Mart Stores in 2003 For the fiscal year ending January 31, 2003, Wal-Mart Stores, a retailer, posted net income of $8 billion on sales of $245 billion, up 21% and 12% respectively from the previous year. Wal-Mart had become the world’s largest company and, with 1.4 million employees, the world’s largest private employer. Twenty million shoppers visited its stores each day and 82% of U.S. households had made at least one purchaseRead MoreOnline Grocery Business10398 Words   |  42 PagesPUBLISHING 16#%%# Building an Online Grocery Business: The Case of asda.com Irene Yousept, University of Newcastle upon Tyne Business School, UK Feng Li, University of Newcastle upon Tyne Business School, UK EXECUTIVE SUMMARY This paper uses the case of ASDA.com, ASDA’s home-shopping arm, to demonstrate the challenges in building and developing an online grocery business in the UK. To set the stage, the initial implementation and learning from phone/catalogue home-shopping in ASDA is outlined

What Is a Random Number Chart in Statistics

A table of random digits is very helpful in the practice of statistics. Random digits are particularly useful for selecting a simple random sample. What Is a Table of Random Digits? A table of random digits is a listing of the numbers 0, 1, 2, 3, 4, 5, 6, 7, 8, 9. But what sets any listing of these digits apart from a table of random digits? There are two features of a table of random digits. The first property is that every digit from 0 to 9 is just as likely to appear in every entry of the table. The second feature is that the entries are independent of each other. These properties imply that there is no pattern to a table of random digits. Information about some of the table will not help at all to determine the other entries of the table. For example, the following string of digits would be a sample of a part of a table of random digits: 9 2 9 0 4 5 5 2 7 3 1 8 6 7 0 3 5 3 2 1. For convenience, these digits can be arranged in rows of blocks. But any arrangement is really just for ease of reading. There is no pattern to the digits in the above row. How Random? Most tables of random digits are not truly random. Computer programs can produce strings of digits that appear to be random, but actually, have some sort of pattern to them. These numbers are technically pseudo-random numbers. Clever techniques are built into these programs to hide the patterns, but these tables are actually nonrandom. To truly generate a table of random digits, we would need to convert a random physical process into a digit from 0 to 9. How Do We Use a Table of Random Digits? While a list of digits might hold some sort of visual aesthetic, it would be appropriate to ask why we care about tables of random digits. These tables can be used to select a simple random sample. This kind of sample is the gold standard for statistics because it allows us to eliminate bias. We use a table of random digits in a two-step process. Begin by labeling items in the population with a number. For consistency, these numbers should consist of the same number of digits. So if we have 100 items in our population, we can use the numerical labels 01, 02, 03, ., 98, 99, 00. The general rule is that if we have between 10N – 1 and 10N items, then we can use labels with N digits. The second step is to read through the table in chunks equal to the number of digits in our label. This will give us a sample of the desired size. Suppose we have a population of size 80 and want a sample of size seven. Since 80 is between 10 and 100, we can use two digit labels for this population. We will use the line of random numbers above and group these into two-digit numbers: 92 90 45 52 73 18 67 03 53 21. The first two labels do not correspond to any members of the population. Selecting members with labels 45 52 73 18 67 03 53 is a simple random sample, and we could then use this sample to do some statistics.

A Day That Has Been Celebrated For Over 200 Years - 980 Words

President Anna K. Campbell, Mr. Chief Justice, my friends: Today is a day that has been celebrated for over 200 years. For some fellow Americans today is a day of ceremonious occasion; and for others, today is a day of revision. The replacement of our nation’s president has been continuous over the past two centuries. Today I am filled with exhilaration, but I am also filled with a sanguine spirit. As I stand in the midst of my country today, I first look to the leaders before me. Through every calamity they have stood strong, through every moment of decision they have always made the foremost selection in regards to the well-being of our nation. And last, they have stood with dignity and patriotism in the midst of our anguished hours. To our citizens, I thank you for your solace to our country. In an inveigle essence, I do not question that the nation will continue to console in the leaders and higher power. As a nation, and myself included, we face the obstacles of tomorrow today. First, and foremost, we thank God of whom our founding fathers established our country on. Society has evolved thoroughly over the past centuries. We have seen war, conflict, poverty, unemployment, increase in illness, and the list lengthens. Our government faces a daily weight of dilemmas. With guidance from a higher power, I propose to service myself to our country. The conflict between Russia and our nation is quickly rising as we speak. However, as of now, our nation has not declared aShow MoreRelatedTaking a Look at Christian Culture864 Words   |  4 PagesTurkey has more than 120,000 Christians, it includes 80,000 Armenian 35,000 Roman Catholics, 17,000 Assyrian, 4,000 Assyrians of the Chaldean Catholic, 3,000 - 4,000 Greek Orthodox, 10,000 Antiochian Greeks. There are also 349 active churches. There are three main groups of Christianity: Catholicism, Orthodoxy and Protestantism. Catholic churches are controlled by bishops and are close with the Pope. 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The Andes has two main ranges - Cordillera Occidental and Oriental. Oriental includes Perus highest mountain called Huascaran, it a peaks out at 22,200ft. 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Only the Umlaut accent mark and the Eszett (ß) are different. The Umlaut can be places over the vowels â€Å"a†, â€Å"u† and â€Å"o†. When placed over â€Å"a†, the sound is changed to sound similar to an â€Å"ay† sound. The â₠¬Å"à ¼Ã¢â‚¬  character makes an â€Å"eu† sound similar to the word few and the â€Å"à ¶Ã¢â‚¬  makes a sound similar to the â€Å"u† in hurt. The Eszett makes a sharp â€Å"s† sound as in the wordRead MoreThe Long Journey Undertaken By Indigenous Australians1442 Words   |  6 PagesThe long journey undertaken by indigenous Australians in their search for equality, respect and legal ownership of what is rightfully theirs, has been a long, bloody battle spanning the last 200 years and unfortunately remains largely unresolved. The Close the Gap Campaign is one example of positive attempts to strengthen the indigenous / white relationship as it offers numerous support systems for the indigenous, from the government. Another example of such positive steps is seen in 2008, when theRead MoreAnalysis Of The Book Affluenza How Overconsumption Is Killing Us1246 Words   |  5 Pagesattended houses of worship† (15). Shopping has become so convenient in rec ent years due to online stores, as well as the growing number of shopping centers, that it’s become a problem. Kalle Lasn, co-founder of the magazine Adbusters and starter of the Occupy Movement, believes that, â€Å"Overconsumption is the mother of all of our environment problems† (197). Consumers have come to see shopping as a fun activity while spending time with friends or family. When really over consumption of material goods ultimatelyRead MorePolyfest in Auckland666 Words   |  3 Pageslong history that makes it the important event that it is today. Secondly, the event itself is a huge event with different stages all over the area and I will explain the form it takes that makes it such a â€Å"BIG† event. Finally, I will describe its social significance that makes it one of the most anticipated annual events of the year. Polyfest first began in the year 1976 at Hillary College in Otara by students, Michael Rollo and Mata Raela along with staff members, Mr Bill Tawhai, Mr Hon and Mrs HeniRead MoreAnalysis Of The Book Affluenza How Overconsumption Is Killing Us1250 Words   |  5 Pagesattended houses of worship† (15). Shopping has become so convenient in recent years due to online stores, as well as the growing number of shopping centers, that it’s become a problem. Kalle Lasn, co-founder of the magazine Adbusters and starter of the Occupy Movement, believes that, â€Å"Overconsumption is the mother of all of our environment problems† (197). Consumers have come to see shopping as a fun activity while spending time with friends or family. When really over consumption of material goods ultimatelyRead MorePIP Assessment for Ben Hall712 Words   |  3 PagesPIP Assessment-Ben Hall Ben Hall is believed be been born in Maitland, New South Wales on the 9th of May 1837. His parents were both ex-convicts, Eliza Somers and Benjamin Hall, who sadly passed away in 1951 which explains why he robbed many different people in New South Wales, and became one of Australia’s most wanted bushrangers that Australia has ever had, to date. Ben then became a stockman and sold cattle to all of the miners on the diggings at Lambing Flat. Be was known as a hard working

Baptist Church Visit Essay - 713 Words

Baptist Church Visit I decided to go to a Baptist Church here in Miami. The reason that I chose Coral Park Baptist Church was because most Baptist Churches that I called here in Miami had the service in Spanish but Coral Park Baptist had an English service as well. I went to the eleven o’clock service on Sunday. The whole church itself was pretty big. There is the main temple that has the regular service in Spanish and then there is a whole other building that has separate classrooms where the English service is held and other Sunday school type classes are held. There were not as many people in the English service as there were in the Spanish service because the Spanish service is the focal point of the church. In the†¦show more content†¦When the service started it began with prayer, during the service there were moments of prayer, and the service ended with prayer. Something that I found very entertaining was the form of worship that they used which was singing. They sang a lot of different songs that worshiped God. You could tell who went to church a lot because they knew all the songs by heart. For those like me that didn’t know the songs, the words were projected on to the wall so you could sing along with everyone else. There was also a live band that played the music to sing to. This part of the service was really entertaining to me and I really enjoyed it. Another part of the service that I did not get to witness was the actual baptizing part. In the English service they do not have a pool to baptize people in. They only baptize people in the Spanish service so I was not able to see this happen. The rest of the service was all about the preacher preaching. His sermon was not right out of the bible. He talked about real life situations that are related to what the bible talks about so I found it better to relate to what is going on in your life. It got pretty boring though when he kept on talking for around thirty to forty-five minutes. The whole service was around an hour and forty-five minutes to two hours. After going to the Baptist church I gained a new found respect for the Christian religion. It is not what I believe in but after going to the Baptist service I saw what itShow MoreRelatedAbortion I chose to write about the topic of Abortion because it is something most everyone1100 Words   |  5 Pagesreal reason to ever make a mockery of a sensitive situation. In all actuality causing a scene such as Westboro Baptist church often did, fed hate. Threatening women going in to procedures, send threatening letters and all it really is doing is feeding the hate. Expressing their hate enrages people and many return hate right back. Of course, I am not blaming just Westboro’s Baptist church, it comes in all forms, individuals, other organizations and even politics but most likely from a safe distanceRead MoreThe Church Of The Brentwood Baptist Church Essay1352 Words   |  6 Pagesinformation about your visit. 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Pets Sense and Animal Specially Cats free essay sample

Too much attention is paid to and too much money is spent on keeping pets, while people throughout the world are starving. * Discuss the argument for and against keeping pets. * To what extent do you agree? Although Many people consider their pets as member of family and treat them with love and respect, traditional religious people cant stand keeping pets. Nowadays people in many parts of the world specially In western countries are interested in keeping an animal specially cats and dogs with themselves. Some people believe that keeping pets have various disadvantages and but on the other hand, others argues that they are useful in many ways and should be kept in certain circumstances. I am inclined with the later group for many reasons. One of the important reason is that pets play a major role in disabled peoples lives. For example blind persons who need some support in their lives, a pet can be useful by accompanied them in go shopping, banking and other chores. We will write a custom essay sample on Pets: Sense and Animal Specially Cats or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page he next reason is that in many situations where human senses (specially olfactory sense) aren’t able to diagnose problems such as drug trafficking, finding the victims of catastrophes like earthquake and flood dogs can be a better choice. Furthermore pets can substitute people and become one of their dearest and nearest companions. For instance if a person live alone, he will find having a pet very enjoyable. It is not only entertaining but also helpful. Moreover presence of an animal provide greater feeling of security especially when this pet is dog. On the other hands, others people claim that keeping pets have many disadvantages. First of all some pets are dirty and carry different viruses which is why many people catch diseases. Also they are harmful specially for children, toddlers; sometimes it led to miscarriage in pregnant women. The second reason is that there are extra costs which pet owners should be gotten involved in them such as food, equipments (aquariums, cages†¦), veterinary visits. Apart form these, pet owners should pay attention to the all needs of their pets because they are responsible for them, they have to train them. All in all in my opinion the pros and cons are rather balanced. I think nothing is perfect. Everything has good and bad aspects. I believe that keeping pets depends on the character of pet owner; if they are responsible individual, they wont bother others by keeping pet.

JB Hi Fi and Amazon Online Shopping Site Elaborately †Free Samples

Question: Discuss about the JB Hi-Fi and Amazon Online Shopping Site Elaborately. Answer: Introduction JB Hi-Fi is the famous one in Australia and New Zealand while Amazon being the famous retail store all over the world has recently opened a store in Australia and is gaining fame. This report will highlight all the aspects of both the shopping sites and also the difference between the two. Overview of the nominated websites JB Hi-Fi is the populous consumer retail store located in Australia and New Zealand. The retail store generally sells household appliances, video games, Blu-ray, CD and DVD. Amazon, another retail giant open stores all around the world, has opened stores all around the world, they have even opened the retail stores in Australia as well (Fisher, Gallino and Li 2017). The company started its business selling books online later they focused selling other items such as CDs, DVDs, toys, home appliances. Main features of website There are various features involved that must be carefully evaluated and examined to increase the SEO and SMO of the site, however, during the evaluation, one must keep in mind the following key features- first impression, homepage pre tests, site navigation techniques, the task analysis, the execution analysis. The organisations while hosting a website should keep in mind the following features. The homepage pre tests help to recognise what purpose the website is going to serve, the identity pretest helps to recognise what the website is all about, the identity pretest help to know the details of the website, the customer will have to look whether they are getting the details they want on this site ("Web Design - The Complete Reference: Chapter 5: Evaluating Web Sites - Introduction" 2017). Next, comes the navigation pretext, it assists in the validity of the website, the website is checked whether the hyperlinks of the sites are working or not, whether the hyperlinks have the relevant information or not. The hyperlinks do not work sometimes due to improper colour usages like usage of blue colours for the logos and the labels. Next, it must be analysed if the texts images are properly formatted or not, then the subpage pre tests must be checked whether they are sub pages are relevant or not. After all the pre tests analysis, the site navigation should be tested, whether the links within the sites are working well or not, the search facility is properly implemented or not ("Web Design - The Complete Reference: Chapter 5: Evaluating Web Sites - Introduction" 2017). After that, site navigation testing analysis should be performed, it includes the below task- testing of readability-the texts within are readable or not, testing of findability- the site contain the relevant information or not, the interactivity is tested and deals with filling out a form and this test is conducted to check the form is properly working or properly coordinating with the database or not. Lastly, in case of execution analysis, the contents execution is analysed to check the relevance of contents, the visual execution is analysed to check the feel and look of the website, the technical execution is to check whether the site is technically fine, whether the links are working or not. Comparison of the two websites in accordance with the HCI design principles JB Hi-Fi is known to provide quality electronic goods to Australia and New Zealand. They are the first music retailers in Australia and they are quite popular in both the countries. Amazon has the reputation of providing excellent service to the customers along with excellent products (Seetharaman et al. 2017). They have taken significant initiatives to reach to the customers and that is why they become customer friendly. They are a popular brand not only to Australia but also to the whole world. They basically focus on the data collection, personal data storage, excellent customer support, recommendations to the customers on top of that the Kindle Marketplace. Customers Data Collection: Both the JB Hi-Fi and the Amazon accumulated data of their customers to know the customers demands, customers' wish list, the products the customers are buying, in this way both the companies can predict what they are preferring, based on that they provide discounts on the products they are purchasing (Brynjolfsson, Hu and Rahman 2013). Amazon is way ahead of JB Hi-Fi as the latter company is only limited to electronic goods whereas Amazon sells all kinds of products including the electronic goods. Therefore, Amazon is close to the customers. Storing Personal Information: The personal data information can be stored in case of Amazon like address, phone numbers, bank account details which assist the customer for future shopping (Schulz, Grant and Fernie 2014). JB Hi-Fi also offers the same, however like Amazon they do not show the exact tracking and notifications of the products like when the product got ready for dispatch, when the product got dispatched and when the product will be delivered in details along with tracking number and tracking image. Amazon also shows the shops which sell products via Amazon, so the customers can get a glimpse of the shops and can judge the shops quality by ratings and feedbacks the customers provided (Verma, Sharma, and Sheth 2016). JB Hi-Fi is not as competitive as Amazon in this scenario. Recommendations to the customers: Whenever the customers logged in Amazon or JB Hi-Fi shows the products customers wish to buy, also show what customers have bought recently, but Amazon additionally introduce the concept of flash sales, in which they offer heavy discounts on the products and the flash sale is very profitable to the customers. JB Hi-Fi is lagging behind, their products are relatively expensive (Farah and Ramadan 2017). Excellent customer service: The customer service offered by Amazon is simply too good, the customers can buy products, can sell products, even can return products. In return policy, they are considered the best among all the online shopping retail shops (Acimovic and Graves 2017). They refund with full value. Amazon is significantly better than JB HI-Fi. Moreover, they can chat with the Amazon representatives. Apps: JB Hi-Fi has only the music app in the market, while Amazon has an app with full features, in this way Amazon customers can stay connected with Amazon all the time, can even chat with the companys representatives whenever required. The customers can buy products on the go simply using their smartphone. Kindle: Amazon with its Kindle feature can significantly assist the customers, the customers can read books in the form of soft copy and on the tab specially designed by Amazon to read soft copies of books (Schulz, Grant and Fernie 2014). Amazon Go: This is cloud retail technology provided by Amazon. Amazon provides checkout-free service to the customers. The customers go to the store, pick up the products according to their wish and simply check out from the store, immediately after check out, Amazon sends the purchase bill to the respective customers (Brynjolfsson, Hu and Rahman 2013). The customers pay the bill. Amazon is clearly way ahead of JB Hi-Fi in terms of customers service and customers satisfaction. Recommendations on how the websites can be enhanced JB Hi-Fi needs to improve a lot, to compete with Amazon they have to follow the footsteps, they have to adopt the cloud technology. Amazon already is the owner the Amazon AWS cloud platform. In case of Amazon, they can initiate on-spot replacement policy, where the customers can return the product at the time of receipt if the customer does not like the product. The customers should return the product and should enter the details of returning product digitally via their website so that Amazon can keep the return receipt with them in digital form. Also, the customers should get the money at that instance in the form of cash. This on-spot replacement approach can certainly help them to provide better customer service. Conclusion It can be concluded from the above discourse that specific analysis should be made of first impression, homepage pre tests, site navigation procedures, the task analysis and the execution analysis. The report also highlighted the JB Hi-Fi and Amazon online shopping site elaborately. The HCI design principles between the duo have been a contrast in this report as well. The further recommendations for the two websites have been stated in detail in the report. References Acimovic, J. and Graves, S.C., 2017. Mitigating spillover in online retailing via replenishment.Manufacturing Service Operations Management,19(3), pp.419-436. Amazon Go. 2017. Amazon.com: Amazon.com. Retrieved 5 September 2017, from https://www.amazon.com/b?node=16008589011 Brynjolfsson, E., Hu, Y.J. and Rahman, M.S., 2013. Competing in the age of omnichannel retailing.mIt sloan management Review,54(4), p.23. Farah, M.F. and Ramadan, Z.B., 2017. 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